Posts Tagged ‘credit score’
What Do You Need to Get Prequalified for a Home Loan? The 3 Cs, Explained
Knowing how to get prequalified for a home loan really comes down to three things: can you repay the loan, do you have the money to get in the door, and your credit. I’m Manny Solana, and I’ve been doing this for California homeowners for more than 25 years. Most people think qualifying is harder…
Read MoreHow Can I Improve My Credit Score Before Applying for a Mortgage?
To improve your credit score before a mortgage, focus on the two factors that matter most: pay every account on time and keep your card balances low. Payment history is about 35% of your FICO score and amounts owed are about 30%, per myFICO. Fix those two and most of the work is done. Here…
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