Stop Cutting Price: Why a Seller Paid Buydown Sells the Payment
Homes in Southern California aren’t sitting because buyers stopped wanting them. They’re sitting because the monthly payment doesn’t work. When…
VA Loans: The Powerful Advantage Most Veterans Never Hear About
A VA loan is one of the most valuable benefits a veteran or active service member can use, and most…
Denied for a HELOC? A Home Equity Investment Might Be the Answer.
If you’ve been turned down for a HELOC or home equity loan because of your income or your credit, you…
Getting Cash Out of Your Home Without Refinancing Your 2% Rate
You locked in a mortgage at 2 or 3 percent. The thought of refinancing it to pull equity makes you…
Opt Out of Prescreening Offers & Robocalls: Two Free Tools That Work
September 11th is a day that reminds us to give back. At California Home Solution, we’re focused on helping our…
Reverse Second Mortgage in California: Tap Your Equity, Keep Your Low Rate
A reverse second mortgage lets California homeowners 55 and older borrow against their home equity while keeping their existing first…
How to Buy an Investment Property Using the Rent, Not Your Income
A DSCR loan lets you buy an investment property that qualifies on the rental income the property will produce, not…
What Do You Need to Get Prequalified for a Home Loan? The 3 Cs, Explained
Knowing how to get prequalified for a home loan really comes down to three things: can you repay the loan,…
How Can I Improve My Credit Score Before Applying for a Mortgage?
To improve your credit score before a mortgage, focus on the two factors that matter most: pay every account on…
Bank Statement Loan for Self-Employed Borrowers: Your Tax Return Isn’t the Whole Story
Bank statement loans for self-employed borrowers solves a problem you probably know well. The business is doing fine, money is…
