Home Loan Programs
Find The Right Home Loan For Your Needs
At California Home Solution, Inc, we separate ourselves from others by offering exceptional customer service and a broad selection of home financing options. Learn about different types of home loans and mortgages available below.
Purchase
2-1 Buydown Loan Adjustable-Rate Mortgage (ARM) Conventional Loans Down Payment Assistance FHA 203k Loan FHA Loans Fixed Rate Mortgage Jumbo Loans Non-QM loan Self-Employed Loan DSCR Loan USDA Loan VA Loans
Refinance
Cash Out Refinance Mortgage Refinance Reverse Mortgage HELOC
FAQ’s
What types of home loan programs does California Home Solution offer?
We offer a full range of home loan programs, including FHA, VA, USDA, conventional, and jumbo loans for buyers, plus refinancing, cash-out refinancing, HELOCs, and reverse mortgages for current homeowners. We also handle specialty programs for self-employed and investor borrowers, such as DSCR and Non-QM loans.
Which home loan program is right for me?
The right program depends on your income, credit, down payment, and goals. A first-time buyer with limited savings may do best with an FHA or down payment assistance program, while a self-employed borrower may qualify more easily through a bank statement or Non-QM loan. We review your situation and match you to the program that fits.
Can I qualify for a home loan if I am self-employed or have non-traditional income?
Yes. We work with borrowers whose tax returns do not reflect their full income. Programs like bank statement loans, DSCR loans for rental properties, and asset-based qualifying let self-employed and investor clients qualify based on how they actually earn.
How do I apply for a home loan program with California Home Solution?
You can start by calling us at (818) 999-6070 or using our online application. We will walk you through your options, review your documents, and recommend the loan program that best fits your needs. As always, feel free to call us if you have any questions.



